Arizona relocation guide: car insurance, driver license (Korean license exchange), taxes
Everything here was checked on official sources (state agencies, cities, utilities, school districts); each item shows its source and the date we checked it. Rules change — confirm with the agency before you apply.
Auto insurance
Arizona minimum liability coverage
Under Arizona law (A.R.S. § 28-4009), policies issued or renewed on or after July 1, 2020 must carry at least 25/50/15: - $25,000 for bodily injury or death of one person in any one accident - $50,000 for bodily injury or death of two or more people in any one accident - $15,000 for damage to others' property in any one accident
This is only the legal floor; you can buy more. A binder issued before the policy is issued also meets the requirement.
Source: Arizona State Legislature (checked 2026-10-20)
Driver license
Korean license holders: exchange without tests
Korea's Ministry of Foreign Affairs says a memorandum on driver license reciprocity and exchange between Korea's National Police Agency and the Arizona Department of Transportation was signed and took effect on June 27, 2017. - Korean nationals living in Arizona can exchange a Korean license for an Arizona license without separate tests. - It covers non-commercial licenses.
Eligibility listed in the Los Angeles consulate's 2017 FAQ: - 18 or older when you apply - A valid Korean license (Class 1 regular, Class 1 large, Class 1 special or Class 2 regular) - A Korean national lawfully residing in Arizona; visitors who entered on ESTA and others not considered residents are not eligible
The FAQ is from 2017, so documents and fees may have changed since. We could not open ADOT MVD's pages for this guide; confirm with MVD before you go.
Source: 대한민국 외교부 (Ministry of Foreign Affairs, Republic of Korea) (checked 2026-10-20) · 주로스앤젤레스 대한민국 총영사관 (Consulate General of the Republic of Korea in Los Angeles) (checked 2026-10-20)
State income tax
Arizona income tax: 2.5% for 2026; part-year residents
Per the Arizona Department of Revenue: - The rate used to estimate 2026 tax liability is 2.5%. - Residents are taxed on all income, including income earned in other states. - If you moved into Arizona during the year intending to become a resident, you are a part-year resident and can file Form 140PY. You are taxed on income earned while a resident plus Arizona-source income before you moved. - Nonresidents are taxed only on Arizona-source income and file Form 140NR.
Check your own status with a tax professional.
Source: Arizona Department of Revenue (ADOR) (checked 2026-10-20) · Arizona Department of Revenue (ADOR) (checked 2026-10-20)
Related guides
- Alabama insurance & driver license guide
- California insurance & driver license guide
- Georgia insurance & driver license guide
- Michigan insurance & driver license guide
- New Jersey insurance & driver license guide
- New York insurance & driver license guide
- Texas insurance & driver license guide
- Washington State insurance & driver license guide
- Savannah relocation guide
- Clarksville relocation guide
- Austin relocation guide
- Taylor relocation guide
- Relocation checklist
- Open jobs in Arizona
- Send a tip or correction — we check it against the official source first
General information, not legal, tax or insurance advice. For prices and quotes, ask a licensed professional.
Last checked: 2026-10-20
Cite this article as: JOBnaru™ — https://jobnaru.com/en/news/arizona-relocation-guide
Questions
What should I know about auto insurance in Arizona?
Under Arizona law (A.R.S. § 28-4009), policies **issued or renewed on or after July 1, 2020** must carry at least **25/50/15**: - $25,000 for bodily injury or death of one person in any one accident - $50,000 for bodily injury or death of two or more people in any one accident - $15,000 for damage to others' property in any one accident
What should I know about driver license in Arizona?
Korea's Ministry of Foreign Affairs says a memorandum on driver license reciprocity and exchange between Korea's National Police Agency and the Arizona Department of Transportation was signed and took effect on June 27, 2017. - Korean nationals living in Arizona can exchange a Korean license for an Arizona license **without separate tests**. - It covers **non-commercial** licenses.
What should I know about state income tax in Arizona?
Per the Arizona Department of Revenue: - The rate used to estimate 2026 tax liability is **2.5%**. - **Residents** are taxed on all income, including income earned in other states. - If you moved into Arizona during the year intending to become a resident, you are a **part-year resident** and can file **Form 140PY**. You are taxed on income earned while a resident plus Arizona-source income before you moved. - **Nonresidents** are taxed only on Arizona-source income and file **Form 140NR**.
Sources
- A.R.S. 28-4009 Motor vehicle liability policy requirements — Arizona State Legislature
- 우리 운전면허증으로 아리조나주에서도 운전이 가능해집니다 — 대한민국 외교부 (Ministry of Foreign Affairs, Republic of Korea)
- 아리조나주 운전면허 교환 신청 관련 FAQ — 주로스앤젤레스 대한민국 총영사관 (Consulate General of the Republic of Korea in Los Angeles)
- Individual Income Tax Information — Arizona Department of Revenue (ADOR)
- Form 140ES Booklet (2026) — Arizona Department of Revenue (ADOR)
General information as of Oct 20, 2026, not legal or immigration advice. Confirm with the employer, an immigration attorney or official sources before you act.
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